Quick verdict: Choose Colorbond for modern Brisbane homes, outer suburbs, hail-prone areas, and any job where weight or install speed matters. Choose terracotta tile when you're in a heritage overlay (where it's typically required), when aesthetic fit on a pre-war home matters more than cost, or when you genuinely value the 50+ year service life.
| Dimension | Colorbond | Terracotta tile |
|---|---|---|
| Typical full re-roof cost (Brisbane) | $18K to $32K | $35K to $55K (heritage match) |
| Service life | 30 to 40 years | 50 to 60 years |
| Weight on structure | Light (5 kg/m²) | Heavy (45 kg/m²) |
| Hail resistance | Good (better with Class 4 Ultra) | Moderate, cracks under 4cm+ hail |
| Heritage overlay compatible | Only if original was metal | Yes, almost always required |
| Council DA needed (heritage) | Usually refused as material change | Like-for-like is fastest path |
| Install time on average home | 3 to 5 days | 7 to 12 days |
| Repair complexity | Section or sheet replacement | Individual tile replacement, easy |
| Sound during heavy rain | Louder unless sarked | Quieter, natural damping |
| Thermal performance | Needs sarking insulation | Better baseline thermal mass |
| Aesthetic fit | Modern homes, outer suburbs | Heritage cottages, inner suburbs |