Quick verdict: The clean line is whether the job requires you on the roof itself and whether it affects the waterproof seal. Two yeses means call a roofer. Two nos means DIY is fine. The cost savings on a botched DIY (especially flashings and ridge caps) are tiny next to the cost of the failure, and most home insurance policies have clauses that void cover for DIY work that causes damage.
| Job | DIY | Roofer | Verdict |
|---|---|---|---|
| Gutter cleaning | Yes, with stable ladder + spotter | If two-storey, steep, or you lack gear | DIY (single-storey) |
| Ground-level visual inspection | Yes, with binoculars | Free if there is real follow-on work | DIY |
| Damage photos for insurance | Yes, phone at ground level | Adds drone/close-up shots later | DIY first, roofer adds detail |
| Clearing downpipe inlet | Yes, simple | Overkill | DIY |
| Replacing a single tile | No, breaks 3+ surrounding tiles | $200 to $400 done right | Roofer |
| Resealing a flashing | No, wrong sealant fails in 6 months | $200 to $600, lasts 15+ years | Roofer |
| Re-bedding a ridge cap | No, structural seal | $800 to $2,500 | Roofer |
| Anything on a wet/steep/two-storey roof | No, fall risk | With proper fall-arrest gear | Roofer (safety) |
| Inspecting under a tile or sheet | No, damage propagates | Yes, knows what to look for | Roofer |